SBA Loans

SBA Loans for Small Businesses

Government-backed loans with favorable terms and longer repayment windows.

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Top advantages of sba loans

Government-backed

SBA guarantees reduce lender risk, unlocking better terms for you.

Longer terms

Repay over 10–25 years to keep monthly payments manageable.

Competitive rates

Among the lowest available for small business credit.

Higher limits

Borrow up to $5M for qualifying use cases.

What Our Clients Have to Say

Working with Fundora Advance was straightforward from start to finish. The team understood our business and matched us with a lender that fit our timing.

M. Alvarez

Restaurant Owner

We needed working capital quickly to take on a large contract. Funding hit our account in under 48 hours.

D. Patel

Logistics, NJ

The application process was simple and the team kept us informed at each step. Recommended.

S. Nguyen

Retail, CA

After being turned down by our bank, Fundora Advance connected us with a lender who actually understood our business.

J. Williams

Construction, TX

The SBA process can be slow — having a guide who knew the paperwork inside and out saved us weeks.

R. Kim

Manufacturing, IL

Refinancing our equipment line dropped our monthly payment significantly. Easy to work with.

T. Brooks

Auto Services, FL

Minimum requirements

6+ months in business
$10,000+ in monthly revenue
Business bank account
U.S.-based business

How to apply for sba loans

1. Apply

Complete a short online application — about 2 minutes.

2. Get options

We match you with lenders that fit your business profile.

3. Get funded

Choose your offer and receive funds — often within 24 hours.

SBA Loans FAQs

Most products require a 600+ FICO, but options exist down to 500 depending on the loan type and other criteria.

Ready to apply for sba loans?

Apply Now