Working Capital

Working Capital for Small Businesses

Short-term funding to bridge cash flow and seasonality.

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Top advantages of working capital

Same-day decisions

Designed for businesses that can't wait weeks for a yes.

Flexible repayment

Daily, weekly, or revenue-based options available.

Grow on demand

Take on opportunities without burning operating cash.

No collateral required

Most working-capital products are unsecured.

What Our Clients Have to Say

Working with Fundora Advance was straightforward from start to finish. The team understood our business and matched us with a lender that fit our timing.

M. Alvarez

Restaurant Owner

We needed working capital quickly to take on a large contract. Funding hit our account in under 48 hours.

D. Patel

Logistics, NJ

The application process was simple and the team kept us informed at each step. Recommended.

S. Nguyen

Retail, CA

After being turned down by our bank, Fundora Advance connected us with a lender who actually understood our business.

J. Williams

Construction, TX

The SBA process can be slow — having a guide who knew the paperwork inside and out saved us weeks.

R. Kim

Manufacturing, IL

Refinancing our equipment line dropped our monthly payment significantly. Easy to work with.

T. Brooks

Auto Services, FL

Minimum requirements

6+ months in business
$10,000+ in monthly revenue
Business bank account
U.S.-based business

How to apply for working capital

1. Apply

Complete a short online application — about 2 minutes.

2. Get options

We match you with lenders that fit your business profile.

3. Get funded

Choose your offer and receive funds — often within 24 hours.

Working Capital FAQs

Most products require a 600+ FICO, but options exist down to 500 depending on the loan type and other criteria.

Ready to apply for working capital?

Apply Now